[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sikimiki.cz\/tipy-jak-usetrit-i-z-male-vyplaty\/#Article","mainEntityOfPage":"https:\/\/www.sikimiki.cz\/tipy-jak-usetrit-i-z-male-vyplaty\/","headline":"Tipy, jak u\u0161et\u0159it i z mal\u00e9 v\u00fdplaty","name":"Tipy, jak u\u0161et\u0159it i z mal\u00e9 v\u00fdplaty","description":"P\u0159ehled o financ\u00edch jako prvn\u00ed krok Jako prvn\u00ed pot\u0159ebujete v\u011bd\u011bt, jak jste na tom s financemi. Mus\u00edte zn\u00e1t 2 \u010d\u00e1stky, a to: 1) kolik v\u00e1m m\u011bs\u00ed\u010dn\u011b p\u0159ijde na \u00fa\u010det 2) kolik m\u011bs\u00ed\u010dn\u011b utrat\u00edte (bydlen\u00ed, energie, j\u00eddlo, doprava, z\u00e1bava, l\u00e9ky, internet, dom\u00e1c\u00ed mazl\u00ed\u010dek atd.) Spo\u010d\u00edtat si to m\u016f\u017eete snadno sami nebo pou\u017e\u00edt n\u011bkterou z finan\u010dn\u00edch aplikac\u00ed.\u00a0 Ur\u010dete si konkr\u00e9tn\u00ed c\u00edl Kdy\u017e te\u010f v\u00edte, kolik v\u00e1m m\u011bs\u00ed\u010dn\u011b zb\u00fdv\u00e1 na \u00faspory, rozd\u011blte si tuto \u010d\u00e1stku do n\u011bkolika ob\u00e1lek. Ov\u0161em pozor, ty ob\u00e1lky konkr\u00e9tn\u011b nadepi\u0161te\u00a0nap\u0159\u00edklad: letn\u00ed dovolen\u00e1, V\u00e1noce, nov\u00e1 my\u010dka a v neposledn\u00ed \u0159ad\u011b tak\u00e9 ob\u00e1lka rezerva. Ka\u017ed\u00fd m\u011bs\u00edc do ob\u00e1lky odevzdejte stanoven\u00fd obnos. Pokud budete v\u011bd\u011bt\u00a0na co p\u0159esn\u011b spo\u0159\u00edte, hned tak do ob\u00e1lky nes\u00e1hnete.\u00a0 Zjist\u011bte, kde v\u00e1m pen\u00edze zbyte\u010dn\u011b ut\u00edkaj\u00ed Pokud jste si schov\u00e1vali cel\u00fd m\u011bs\u00edc \u00fa\u010dtenky, mo\u017en\u00e1 jste zjistili, \u017ee k\u00e1va a toust z kav\u00e1rny 3x t\u00fddn\u011b nen\u00ed \u00fapln\u011b levn\u00e1 z\u00e1le\u017eitost. Pohl\u00eddejte si tyto v\u00fddaje a zjist\u011bte, kde se m\u016f\u017eete uskromnit.\u00a0 Co v\u00e1m je\u0161t\u011b u\u0161et\u0159\u00ed: nau\u010dte se vyp\u00ednat vodu b\u011bhem \u010di\u0161t\u011bn\u00ed zub\u016f a ob\u010das se m\u00edsto napu\u0161t\u011bn\u00e9 vany jen kr\u00e1tce osprchujte nekupujte si j\u00eddlo venku, klidn\u011b si ten toust vezm\u011bte z domova a k\u00e1vu s sebou v termosce (d\u00edky n\u00ed vydr\u017e\u00ed hork\u00e1 cel\u00fd den) do pr\u00e1ce si noste tak\u00e9 ob\u011bd z domova ne\u017e vyraz\u00edte ven, najezte se (samoz\u0159ejm\u011b tak\u00e9 p\u0159ed ka\u017ed\u00fdm n\u00e1kupem) pl\u00e1nujte t\u00fddenn\u00ed j\u00eddeln\u00ed\u010dek a podle toho nakupte, co nesn\u00edte, zamrazte sledujte v\u00fdhodn\u00e9 akce v obchodech (drogerii a trvanliv\u00e9 potraviny nakupujte do z\u00e1soby) sportovat m\u016f\u017eete tak\u00e9 zdarma: v l\u00e9t\u011b venku na in-line brusl\u00edch, na kole nebo na workoutov\u00fdch h\u0159i\u0161t\u00edch, v zim\u011b doma ud\u011blejte si karti\u010dku do knihovny a nekupujte nov\u00e9 knihy p\u0159i va\u0159en\u00ed vyu\u017e\u00edvejte zbytkov\u00e9ho tepla ud\u011blejte revizi spot\u0159ebi\u010d\u016f a kohoutk\u016f (prot\u00e9kaj\u00edc\u00edm z\u00e1chodem nebo kapaj\u00edc\u00edm kohoutkem prote\u010de za rok p\u011bkn\u00fdch p\u00e1r litr\u016f) nab\u00eddn\u011bte v\u011bci, kter\u00e9 u\u017e nepot\u0159ebujete nebo nenos\u00edte (oble\u010den\u00ed) v\u00fdm\u011bnou za n\u011bco, co se v\u00e1m bude hodit vyr\u00e1b\u011bjte handmade d\u00e1rky\u00a0 zbavte se zlozvyk\u016f jako je alkohol a cigarety\u00a0","datePublished":"2022-09-30","dateModified":"2023-09-13","author":{"@type":"Person","@id":"https:\/\/www.sikimiki.cz\/author\/#Person","name":"","url":"https:\/\/www.sikimiki.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e1219daed488a40aaae5f3a36d7a332441b6e7a97d465811f6633d3359f64e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e1219daed488a40aaae5f3a36d7a332441b6e7a97d465811f6633d3359f64e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sikimiki.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sikimiki.cz\/wp-content\/uploads\/finance_money_bills_coins_1.jpg","url":"https:\/\/www.sikimiki.cz\/wp-content\/uploads\/finance_money_bills_coins_1.jpg","height":0,"width":0},"url":"https:\/\/www.sikimiki.cz\/tipy-jak-usetrit-i-z-male-vyplaty\/","about":["Lifestyle"],"wordCount":449,"articleBody":"P\u0159ehled o financ\u00edch jako prvn\u00ed krokJako prvn\u00ed pot\u0159ebujete v\u011bd\u011bt, jak jste na tom s financemi. Mus\u00edte zn\u00e1t 2 \u010d\u00e1stky, a to:1) kolik v\u00e1m m\u011bs\u00ed\u010dn\u011b p\u0159ijde na \u00fa\u010det2) kolik m\u011bs\u00ed\u010dn\u011b utrat\u00edte (bydlen\u00ed, energie, j\u00eddlo, doprava, z\u00e1bava, l\u00e9ky, internet, dom\u00e1c\u00ed mazl\u00ed\u010dek atd.)Spo\u010d\u00edtat si to m\u016f\u017eete snadno sami nebo pou\u017e\u00edt n\u011bkterou z finan\u010dn\u00edch aplikac\u00ed.\u00a0Ur\u010dete si konkr\u00e9tn\u00ed c\u00edlKdy\u017e te\u010f v\u00edte, kolik v\u00e1m m\u011bs\u00ed\u010dn\u011b zb\u00fdv\u00e1 na \u00faspory, rozd\u011blte si tuto \u010d\u00e1stku do n\u011bkolika ob\u00e1lek. Ov\u0161em pozor, ty ob\u00e1lky konkr\u00e9tn\u011b nadepi\u0161te\u00a0nap\u0159\u00edklad: letn\u00ed dovolen\u00e1, V\u00e1noce, nov\u00e1 my\u010dka a v neposledn\u00ed \u0159ad\u011b tak\u00e9 ob\u00e1lka rezerva. Ka\u017ed\u00fd m\u011bs\u00edc do ob\u00e1lky odevzdejte stanoven\u00fd obnos. Pokud budete v\u011bd\u011bt\u00a0na co p\u0159esn\u011b spo\u0159\u00edte, hned tak do ob\u00e1lky nes\u00e1hnete.\u00a0Zjist\u011bte, kde v\u00e1m pen\u00edze zbyte\u010dn\u011b ut\u00edkaj\u00edPokud jste si schov\u00e1vali cel\u00fd m\u011bs\u00edc \u00fa\u010dtenky, mo\u017en\u00e1 jste zjistili, \u017ee k\u00e1va a toust z kav\u00e1rny 3x t\u00fddn\u011b nen\u00ed \u00fapln\u011b levn\u00e1 z\u00e1le\u017eitost. Pohl\u00eddejte si tyto v\u00fddaje a zjist\u011bte, kde se m\u016f\u017eete uskromnit.\u00a0Co v\u00e1m je\u0161t\u011b u\u0161et\u0159\u00ed:nau\u010dte se vyp\u00ednat vodu b\u011bhem \u010di\u0161t\u011bn\u00ed zub\u016f a ob\u010das se m\u00edsto napu\u0161t\u011bn\u00e9 vany jen kr\u00e1tce osprchujtenekupujte si j\u00eddlo venku, klidn\u011b si ten toust vezm\u011bte z domova a k\u00e1vu s sebou v termosce (d\u00edky n\u00ed vydr\u017e\u00ed hork\u00e1 cel\u00fd den)do pr\u00e1ce si noste tak\u00e9 ob\u011bd z domovane\u017e vyraz\u00edte ven, najezte se (samoz\u0159ejm\u011b tak\u00e9 p\u0159ed ka\u017ed\u00fdm n\u00e1kupem)pl\u00e1nujte t\u00fddenn\u00ed j\u00eddeln\u00ed\u010dek a podle toho nakupte, co nesn\u00edte, zamraztesledujte v\u00fdhodn\u00e9 akce v obchodech (drogerii a trvanliv\u00e9 potraviny nakupujte do z\u00e1soby)sportovat m\u016f\u017eete tak\u00e9 zdarma: v l\u00e9t\u011b venku na in-line brusl\u00edch, na kole nebo na workoutov\u00fdch h\u0159i\u0161t\u00edch, v zim\u011b domaud\u011blejte si karti\u010dku do knihovny a nekupujte nov\u00e9 knihyp\u0159i va\u0159en\u00ed vyu\u017e\u00edvejte zbytkov\u00e9ho teplaud\u011blejte revizi spot\u0159ebi\u010d\u016f a kohoutk\u016f (prot\u00e9kaj\u00edc\u00edm z\u00e1chodem nebo kapaj\u00edc\u00edm kohoutkem prote\u010de za rok p\u011bkn\u00fdch p\u00e1r litr\u016f)nab\u00eddn\u011bte v\u011bci, kter\u00e9 u\u017e nepot\u0159ebujete nebo nenos\u00edte (oble\u010den\u00ed) v\u00fdm\u011bnou za n\u011bco, co se v\u00e1m bude hoditvyr\u00e1b\u011bjte handmade d\u00e1rky\u00a0zbavte se zlozvyk\u016f jako je alkohol a cigarety\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tipy, jak u\u0161et\u0159it i z mal\u00e9 v\u00fdplaty","item":"https:\/\/www.sikimiki.cz\/tipy-jak-usetrit-i-z-male-vyplaty\/#breadcrumbitem"}]}]